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OWNER-OCCUPIED REHABILITATION PROGRAM | DALLAS COUNTY LOCAL HOUSING TRUST FUND, INC.

Financially assists homeowners within Dallas County with housing repairs and correcting code violations by offering forgivable loans. It is funded through grants. The mission of the Dallas County Local Housing Trust Fund is "to provide and expand safe and affordable housing to low income residents of Dallas County"

PROGRAM ELIGIBLE ACTIVITIES include:
1) Basic structural repairs: (a) exterior walls (b) roof and roof structure (c) foundation (d) floor joists and ceilings
2) Building systems: (a) electrical (b) plumbing (c) heating
3) Weatherization: (a) insulation (b) windows (c) siding
4) Handicap Accessibility: (a) exterior ramp (b) bathroom facilities

REQUIREMENTS:
1) the property to be assisted must be located within Dallas County
2) proof of home ownership of the applicant must be provided. The property to be assisted must be the homeowner's primary residence and a single family structure
3) property taxes and/or mortgage payments must be current and paid to date and there cannot be any mechanics liens on the property to be assisted
4) income limits of the household must fall at or below 80% of the Area Median Income (AMI) for Dallas County. Priority is given to households at 50% or less of the Area Median Income

What's Here

Home Barrier Evaluation/Removal Services
Home Rehabilitation Programs
Home Maintenance and Minor Repair Services
Weatherization Programs

SENIOR HOME REPAIR | COMMUNITY ACTION OF SOUTHEAST IOWA

Safety repairs and modifications to allow home owning seniors to safely remain in their residence. Applications are taken for those over 60 who are low income. Funding for large or cosmetic repairs is not available. Applicants may qualify for furnace repair or replacement if needed through other funding.

What's Here

Home Rehabilitation Programs

HOUSING SERVICES | NEIGHBORHOOD FINANCE CORPORATION

Provides unique lending programs and other services to facilitate targeted neighborhood revitalization in Polk County and Cedar Rapids, Iowa, through partnerships with residents, governments, community-based organizations and the business community.

What's Here

Housing Counseling
Home Purchase/Mortgage Refinance Loans
Home Rehabilitation Programs

HOUSING SERVICES | USDA RURAL DEVELOPMENT - IOWA

Offers various programs to help with financing and mortgage payment assistance. Families and individuals have the opportunity to buy, build, repair, or own safe and affordable homes located in rural America.

What's Here

Housing Development
Government Subsidized Private Rental Housing Listings
Home Rehabilitation Programs
Low Income/Subsidized Private Rental Housing
Home Purchase/Mortgage Refinance Loans

RURAL DEVELOPMENT | USDA RURAL DEVELOPMENT - ILLINOIS

Provides programs to build or improve housing and essential community facilities in rural areas.

Programs available

- Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally provides grants for health and safety repairs for those over 62.

- Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds also may be used to buy/improve land and to provide necessary facilities such as water and waste disposal systems. Rent assistance for rural residents.

- Community Facilities Programs: Loans, grants and loan guarantees for essential community facilities in rural areas. Priority to health care, education and public safety projects.

What's Here

Home Rehabilitation Programs
Home Purchase/Mortgage Refinance Loans
Business Financing
Low Cost for Sale Homes/Housing Units

HOUSING REHABILITATION SERVICES AND WEATHERIZATION | POLK COUNTY IOWA OFFICES

Provides a Housing Rehabilitation and Weatherization Program (Housing Rehabilitation) to families with a household income at or below 80% of poverty guidelines.

What's Here

Home Rehabilitation Programs
Weatherization Programs

COMMUNITY DEVELOPMENT | COUNCIL BLUFFS CITY OFFICES

Planning and zoning services, business, redevelopment and housing assistance, building permits and inspections, animal control and code compliance.

What's Here

Housing Counseling
Community Development Block Grant Agencies
Home Rehabilitation Programs

RURAL DEVELOPMENT | USDA RURAL DEVELOPMENT - NEBRASKA

Loan provider in rural areas.

Business and Industry Loan Guarantees are available for business and industrial development in rural areas to create and maintain employment, expand and to improve economic climate.

Community Facilities Direct and Guaranteed Loans and Grants are available for community service facilities in rural areas such as libraries, clinics, fire and rescue buildings and equipment, etc.

Cooperative Services helps rural residents form new cooperatives and multiple owner businesses and improve operations of existing cooperatives in rural areas.

Direct and Guaranteed Home Ownership provides loans to purchase or construct single family homes in rural areas for very low/low/moderate income households.

Direct Farm Labor Housing Loans and Grants provide housing and related facilities in rural areas for domestic farm laborers.

Distance Learning and Telemedicine Loans and Grants provide for technology equipment and facilities for linking rural schools within regions, linking schools to other educational institutions, utilizing rural libraries as distance learning centers, linking rural hospitals and medical clinics to major medical centers, interactive video, and distance rural health training.

Energy Efficiency Improvements and Renewable Energy Systems provide grant assistance in development of renewable energy and energy efficiency improvement projects. Renewable systems include wind, solar, biomass, and geothermal. Energy efficiency improvements include energy improvements to business facility including insulation, windows, doors, HVAC, refrigeration, lighting, pumping/air/motor systems, etc.

Housing Preservation Grants offers funding to selected recipient organization to develop program to help repair individual housing, rental properties or coops in rural areas owned and/or occupied by very low and low-income households.

Intermediary Re-Lending Program provides loans to ultimate recipients for community development projects, establishment and expansion of businesses, and creating and/or saving jobs in rural areas.

Rural Cooperative Development Grants establish and operate cooperative development centers in rural areas primarily to improve economic conditions of rural areas via development of new cooperatives and multiple owner businesses and improving existing co-ops' operations.

Rural Business Development Grants are competitive grants designed to support targeted technical assistance, training, and other activities leading to the development or expansion of small and emerging private businesses in rural areas that have fewer than 50 employees and less than $1 million in gross revenues.

Rural Economic Development Loans and Grants provide for a wide range of rural economic development projects in rural areas such as business expansion and start-up, community development, etc.

Rural Home Repair Loans and Grants assist homeowners, occupying dwellings in rural areas, to complete necessary repairs to their homes.

Rural Housing Site Loans provide loans in rural areas to purchase land and develop sites for very low/low/moderate-income housing.

Solid Waste Management Grants are used to reduce or eliminate pollution of water resources in rural areas and improve planning and management of solid waste sites in rural areas.

Technical Assistance and Training Grants are used to identify and evaluate solutions to water and wastewater problems of associations in rural areas relating to water source, storage, treatment and distribution; and waste collection, treatment and disposal.

Value-Added Producer Grants help eligible producers of agricultural commodities in rural areas to develop business plans for viable marketing opportunities and develop strategies to create marketing opportunities in emerging markets.

Water and Waste Dispos

What's Here

Business Financing
Home Rehabilitation Programs
Home Purchase/Mortgage Refinance Loans
Low Cost for Sale Homes/Housing Units

RURAL DEVELOPMENT | USDA RURAL DEVELOPMENT - NEBRASKA

Loan provider in rural areas.

Business and Industry Loan Guarantees are available for business and industrial development in rural areas to create and maintain employment, expand and to improve economic climate.

Community Facilities Direct and Guaranteed Loans and Grants are available for community service facilities in rural areas such as libraries, clinics, fire and rescue buildings and equipment, etc.

Cooperative Services helps rural residents form new cooperatives and multiple owner businesses and improve operations of existing cooperatives in rural areas.

Direct and Guaranteed Home Ownership provides loans to purchase or construct single family homes in rural areas for very low/low/moderate income households.

Direct Farm Labor Housing Loans and Grants provide housing and related facilities in rural areas for domestic farm laborers.

Distance Learning and Telemedicine Loans and Grants provide for technology equipment and facilities for linking rural schools within regions, linking schools to other educational institutions, utilizing rural libraries as distance learning centers, linking rural hospitals and medical clinics to major medical centers, interactive video, and distance rural health training.

Energy Efficiency Improvements and Renewable Energy Systems provide grant assistance in development of renewable energy and energy efficiency improvement projects. Renewable systems include wind, solar, biomass, and geothermal. Energy efficiency improvements include energy improvements to business facility including insulation, windows, doors, HVAC, refrigeration, lighting, pumping/air/motor systems, etc.

Housing Preservation Grants offers funding to selected recipient organization to develop program to help repair individual housing, rental properties or coops in rural areas owned and/or occupied by very low and low-income households.

Intermediary Re-Lending Program provides loans to ultimate recipients for community development projects, establishment and expansion of businesses, and creating and/or saving jobs in rural areas.

Rural Cooperative Development Grants establish and operate cooperative development centers in rural areas primarily to improve economic conditions of rural areas via development of new cooperatives and multiple owner businesses and improving existing co-ops' operations.

Rural Business Development Grants are competitive grants designed to support targeted technical assistance, training, and other activities leading to the development or expansion of small and emerging private businesses in rural areas that have fewer than 50 employees and less than $1 million in gross revenues.

Rural Economic Development Loans and Grants provide for a wide range of rural economic development projects in rural areas such as business expansion and start-up, community development, etc.

Rural Home Repair Loans and Grants assist homeowners, occupying dwellings in rural areas, to complete necessary repairs to their homes.

Rural Housing Site Loans provide loans in rural areas to purchase land and develop sites for very low/low/moderate-income housing.

Solid Waste Management Grants are used to reduce or eliminate pollution of water resources in rural areas and improve planning and management of solid waste sites in rural areas.

Technical Assistance and Training Grants are used to identify and evaluate solutions to water and wastewater problems of associations in rural areas relating to water source, storage, treatment and distribution; and waste collection, treatment and disposal.

Value-Added Producer Grants help eligible producers of agricultural commodities in rural areas to develop business plans for viable marketing opportunities and develop strategies to create marketing opportunities in emerging markets.

Water and Waste Dispos

What's Here

Business Financing
Home Rehabilitation Programs
Home Purchase/Mortgage Refinance Loans
Low Cost for Sale Homes/Housing Units

A HOME REPAIR PROGRAM | HABITAT FOR HUMANITY NORTH CENTRAL IOWA

Offers exterior home repairs to homeowners that meet income guidelines, who are unable to make the repairs on their own. Assists with minor improvements like painting, landscaping, exterior door replacements, accessibility improvements, and weatherization of the home and neighborhood beautification. Material costs are covered by no interest loans to the homeowner.

What's Here

Home Maintenance and Minor Repair Services
Home Rehabilitation Programs

SENIOR HOME REPAIR | COMMUNITY ACTION OF SOUTHEAST IOWA

Safety repairs and modifications to allow home owning seniors to safely remain in their residence. Applications are taken for those over 60 who are low income. Funding for large or cosmetic repairs is not available. Applicants may qualify for furnace repair or replacement if needed through other funding.

What's Here

Home Rehabilitation Programs

HOME REHABILITATION PROGRAM | USDA RURAL DEVELOPMENT - IOWA

Provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards.

What's Here

Home Maintenance and Minor Repair Grants/Loans
Home Rehabilitation Programs

RURAL DEVELOPMENT | USDA RURAL DEVELOPMENT - ILLINOIS

Provides programs to build or improve housing and essential community facilities in rural areas.

Programs available

- Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally provides grants for health and safety repairs for those over 62.

- Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds also may be used to buy/improve land and to provide necessary facilities such as water and waste disposal systems. Rent assistance for rural residents.

- Community Facilities Programs: Loans, grants and loan guarantees for essential community facilities in rural areas. Priority to health care, education and public safety projects.

What's Here

Home Rehabilitation Programs
Home Purchase/Mortgage Refinance Loans
Business Financing
Low Cost for Sale Homes/Housing Units

LEAD HAZARD REDUCTION GRANT | SOUTHWEST IOWA PLANNING COUNCIL

Exterior and/or interior improvement involving lead based paint removal. Assistance is in the form of a five year forgivable loan. Participants can qualify for temporary relocation assistance.

What's Here

Home Rehabilitation Programs
Lead Abatement

GOVERNMENTAL SERVICES | LINCOLN CITY OFFICES

City government offices.

What's Here

Home Rehabilitation Programs
Street Maintenance
Building and Safety
City Government Departments/Offices
Weed Abatement/Brush Control

HOME MAINTENANCE AND REPAIR SERVICES | MCS COMMUNITY SERVICES

Provides seniors and/or disabled individuals minor home improvements to help remove barriers that may affect their health and safety in their home (such as repair of non-working heating system, mobility ramp, etc.). Applicant must be the homeowner and live in the home.

What's Here

Home Rehabilitation Programs
Home Barrier Evaluation/Removal Services

HOUSING REPAIR SERVICES | REBUILDING TOGETHER - PLATTE VALLEY EAST

Home modification projects to protect vulnerable individuals and families from harmful exposures to health and safety hazards, ramp installation and maintenance for qualifying individuals, and critical home repairs (roof, floor, bathroom, plumbing, etc.).

What's Here

Home Barrier Evaluation/Removal Services
Home Rehabilitation Programs

HOME REHABILITATION PROGRAM | USDA RURAL DEVELOPMENT - IOWA

Provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards.

What's Here

Home Maintenance and Minor Repair Grants/Loans
Home Rehabilitation Programs

HOUSING REHABILITATION PROGRAM | EAST CENTRAL IOWA COUNCIL OF GOVERNMENTS

Provides grants for home improvements such as roofing, deck repair, window replacement, sidewalk repair, handrails, and handicap accessible ramps.

What's Here

Home Rehabilitation Programs

HOUSING SERVICES | URBAN DEVELOPMENT

Direct/Deferred Payment Loan provides assistance for low and moderate-income homeowners located in low/moderate income areas. Provides direct loans at 0% interest with moderate monthly payments. If unable to get a direct loan, deferred payment loans are available at 0% interest with monthly payments deferred for two years.

Emergency Repair Loan is a 0% interest deferred payment loan, with no payments as long as the borrower keeps ownership of and lives on the property, for emergency repairs (replacement of furnaces, water heaters, dangerous wiring, etc.) to very low income home-owners citywide. Income cannot exceed 50% of Lincoln median income.

First Home Program provides assistance for low and moderate income first-time home buyers citywide who have not owned a home for 3 years. Some exceptions may apply. Must complete Home buyer Training offered by NeighborWorks Lincoln. Deferred loan assistance is available for gap financing and housing rehabilitation. Annual income cannot exceed 80% of Lincoln median income.

What's Here

Home Rehabilitation Programs
Home Purchase/Mortgage Refinance Loans

HOUSING SERVICES | USDA RURAL DEVELOPMENT - IOWA

Offers various programs to help with financing and mortgage payment assistance. Families and individuals have the opportunity to buy, build, repair, or own safe and affordable homes located in rural America.

What's Here

Housing Development
Government Subsidized Private Rental Housing Listings
Home Rehabilitation Programs
Low Income/Subsidized Private Rental Housing
Home Purchase/Mortgage Refinance Loans

HOME REHABILITATION PROGRAM | USDA RURAL DEVELOPMENT - IOWA

Provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards.

What's Here

Home Maintenance and Minor Repair Grants/Loans
Home Rehabilitation Programs

HOME REHABILITATION PROGRAM | USDA RURAL DEVELOPMENT - IOWA

Provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards.

What's Here

Home Maintenance and Minor Repair Grants/Loans
Home Rehabilitation Programs

RURAL DEVELOPMENT | USDA RURAL DEVELOPMENT - NEBRASKA

Loan provider in rural areas.

Business and Industry Loan Guarantees are available for business and industrial development in rural areas to create and maintain employment, expand and to improve economic climate.

Community Facilities Direct and Guaranteed Loans and Grants are available for community service facilities in rural areas such as libraries, clinics, fire and rescue buildings and equipment, etc.

Cooperative Services helps rural residents form new cooperatives and multiple owner businesses and improve operations of existing cooperatives in rural areas.

Direct and Guaranteed Home Ownership provides loans to purchase or construct single family homes in rural areas for very low/low/moderate income households.

Direct Farm Labor Housing Loans and Grants provide housing and related facilities in rural areas for domestic farm laborers.

Distance Learning and Telemedicine Loans and Grants provide for technology equipment and facilities for linking rural schools within regions, linking schools to other educational institutions, utilizing rural libraries as distance learning centers, linking rural hospitals and medical clinics to major medical centers, interactive video, and distance rural health training.

Energy Efficiency Improvements and Renewable Energy Systems provide grant assistance in development of renewable energy and energy efficiency improvement projects. Renewable systems include wind, solar, biomass, and geothermal. Energy efficiency improvements include energy improvements to business facility including insulation, windows, doors, HVAC, refrigeration, lighting, pumping/air/motor systems, etc.

Housing Preservation Grants offers funding to selected recipient organization to develop program to help repair individual housing, rental properties or coops in rural areas owned and/or occupied by very low and low-income households.

Intermediary Re-Lending Program provides loans to ultimate recipients for community development projects, establishment and expansion of businesses, and creating and/or saving jobs in rural areas.

Rural Cooperative Development Grants establish and operate cooperative development centers in rural areas primarily to improve economic conditions of rural areas via development of new cooperatives and multiple owner businesses and improving existing co-ops' operations.

Rural Business Development Grants are competitive grants designed to support targeted technical assistance, training, and other activities leading to the development or expansion of small and emerging private businesses in rural areas that have fewer than 50 employees and less than $1 million in gross revenues.

Rural Economic Development Loans and Grants provide for a wide range of rural economic development projects in rural areas such as business expansion and start-up, community development, etc.

Rural Home Repair Loans and Grants assist homeowners, occupying dwellings in rural areas, to complete necessary repairs to their homes.

Rural Housing Site Loans provide loans in rural areas to purchase land and develop sites for very low/low/moderate-income housing.

Solid Waste Management Grants are used to reduce or eliminate pollution of water resources in rural areas and improve planning and management of solid waste sites in rural areas.

Technical Assistance and Training Grants are used to identify and evaluate solutions to water and wastewater problems of associations in rural areas relating to water source, storage, treatment and distribution; and waste collection, treatment and disposal.

Value-Added Producer Grants help eligible producers of agricultural commodities in rural areas to develop business plans for viable marketing opportunities and develop strategies to create marketing opportunities in emerging markets.

Water and Waste Dispos

What's Here

Business Financing
Home Rehabilitation Programs
Home Purchase/Mortgage Refinance Loans
Low Cost for Sale Homes/Housing Units

HOME REPAIRS | CROSSWALK COMMUNITY ACTION AGENCY

Provides minor home repairs or modifications to rehabilitate substandard homes with an emphasis on health and safety issues. Some typical repairs under this program include, but are not limited to plumbing and electrical upgrades, roof repairs, and new heating systems.

What's Here

Home Maintenance and Minor Repair Services
Home Rehabilitation Programs