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6129 SW 63rd Street, Des Moines, IA 50321

Consumer Credit of Des Moines

Offers credit counseling, debt relief and management through budget and credit counseling restructuring of monthly debt payments. Types of debts in which CCS can be most beneficial to clients are credit card, medical bills, and finance company debts. Target population are clients that generate enough income to cover their monthly living expenses but run short each month on their debt servicing.

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United Way of the Midlands
304 East 7th Street, Logan, IA 51546

Iowa State University Extension and Outreach - Harrison County

Offers an educational course on home buying for those looking to become more knowledgeable in purchasing a new home. Lessons focus on preparing for home ownership, shopping for a home, securing a mortgage, closing the loan, and being a home owner. Upon completion of the lessons, individuals may earn a homebuyer's certificate to take to your local lender. To earn a homebuyer's certificate, complete all six lessons and taking/passing the final test earns a homebuyer’s certificate. Many home loan programs require completion of a homebuyer course to qualify for a loan. Participants may access the course any time of day from any computer with Internet access.

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United Way of the Midlands
400 Central Avenue Northwest, Suite 700, Orange City, IA 51041

Iowa State University Extension and Outreach - Sioux County

Offers workshops that teach individuals and families how to get more out of money and how to save money for financial goals. This is a series of workshops that are a blend of instruction and hands on activities so each concept can be mastered. 

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United Way of the Midlands
1901 North Broadway, Suite A, Red Oak, IA 51566

Iowa State University Extension and Outreach - Montgomery County

Offers workshops that teach individuals and families how to get more out of money and how to save money for financial goals. This is a series of workshops that are a blend of instruction and hands on activities so each concept can be mastered. 

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United Way of the Midlands
744 Main Street, Suite 1, Dubuque, IA 52001

Iowa Legal Aid - Dubuque

Free legal assistance with civil legal problems involving basic necessities for low-income individuals in all 99 Iowa counties.  Assistance ranges from providing counsel and advice to representation before various agencies and courts. Community legal education presentations offered, as well as over 20 printed booklets on various legal topics; a wide variety of legal education materials are also available on the website. Legal services are provided in all civil legal areas, including: Consumer/Finance – debt collection, repossession, garnishment, contracts/warranties, predatory lending, and public utilities (including utility disconnection or shut off notices). Education – expulsion/suspension, special education, learning disabilities, school fees, access, vocational education, and student financial aid. Employment - employment discrimination, wage claims, earned income tax credit, and taxes.  Family – adoption, custody, visitation, guardianship, domestic abuse, human trafficking and exploitation, family violence (child abuse, elder abuse, battered women/men), including assistance with restraining orders, and child support. Health – Medicaid, Medicare, government children’s health insurance programs, long term health care facilities, nursing homes, supplemental medical insurance, and hospital care. Housing – federally subsidized housing, homeownership, real property, landlord/tenant, public housing, mobile homes, housing discrimination, foreclosures, forfeitures, and mortgage predatory lending practices. Benefit Programs – ADFC/FIP, Social Security, food stamps, Social Security Disability (SSD), Supplemental Security Income (SSI), unemployment compensation, veterans benefits, FEMA, government benefits, and utility assistance applications. Individual Rights – mental health, disability rights, civil rights, human trafficking, AIDS/HIV issues, assistive devices, and institutional confinement. End of Life Planning – wills, living wills, advance directives, and power of attorney. Drivers License. Advocacy and legal assistance for people with disabilities, people with Alzheimer’s disease, people with brain injury, people with mental illness, children, migrants, and veterans.

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United Way of the Midlands
102 East 3rd Street, Suite 102, North Platte, NE 69101

Legal Aid of Nebraska - North Platte

Provides free legal advice, brief service and representation to low-income people on areas such as: consumer law, family law, housing law, public benefits, disability benefits, employment/unemployment, public benefits, clearing a criminal history and educational rights.

After contacting one of the hotlines, cases may be referred to Legal Aid local offices for extended representation.

Private Attorney Involvement Program links clients to attorneys in their local area for free legal services in family law matters.

Taxpayer clinics educate low-income taxpayers about their tax rights and responsibilities and how to file for low-income tax credit.

Homeless Assistance Project (Douglas and Lancaster Counties) provides assistance with family law, child support modification, bankruptcy, license revocation, and disability claims.

Migrant Worker program provides civil legal services to migrant farm workers.

Housing counseling assists people who are homeless by making referrals and assessing their legal needs. Assists renters who are having problems getting things fixed, need help with landlord issues, or are facing eviction; work with HUD issues; assist home buyers or home owners with questions, etc.

Assists in the following areas, in addition to the programs already noted: Bankruptcy, Foreclosure, Landlord-Tenant, Utility Shutoffs, Public Benefits, Unemployment, Family Law (including Divorce, Custody/Visitation, Child Support, Domestic Abuse).

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United Way of the Midlands
400 East 11th Street, De Witt, IA 52742

Iowa State University Extension and Outreach - Clinton County

Offers an educational course on home buying for those looking to become more knowledgeable in purchasing a new home. Lessons focus on preparing for home ownership, shopping for a home, securing a mortgage, closing the loan, and being a home owner. Upon completion of the lessons, individuals may earn a homebuyer's certificate to take to your local lender. To earn a homebuyer's certificate, complete all six lessons and taking/passing the final test earns a homebuyer’s certificate. Many home loan programs require completion of a homebuyer course to qualify for a loan. Participants may access the course any time of day from any computer with Internet access.

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United Way of the Midlands
1102 East Quarry Street, Maquoketa, IA 52060

Iowa State University Extension and Outreach - Jackson County

Offers an educational course on home buying for those looking to become more knowledgeable in purchasing a new home. Lessons focus on preparing for home ownership, shopping for a home, securing a mortgage, closing the loan, and being a home owner. Upon completion of the lessons, individuals may earn a homebuyer's certificate to take to your local lender. To earn a homebuyer's certificate, complete all six lessons and taking/passing the final test earns a homebuyer’s certificate. Many home loan programs require completion of a homebuyer course to qualify for a loan. Participants may access the course any time of day from any computer with Internet access.

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United Way of the Midlands
1421 South Bell Avenue, Suite 107, Ames, IA 50010

Iowa State University Extension and Outreach - Story County

Offers workshops that teach individuals and families how to get more out of money and how to save money for financial goals. This is a series of workshops that are a blend of instruction and hands on activities so each concept can be mastered. 

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United Way of the Midlands
1710 West Main Street, Sac City, IA 50583

New Opportunities - Sac County

Offers financial literacy counseling to help individuals and families gain tools to help them become economically self-sufficient. Adults and children learn how to reduce debt, build savings, improve credit, create a budget, and develop a plan to accomplish financial stability.

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United Way of the Midlands
14A West Cass Street, 3rd Floor, Joliet, IL 60432

Prairie State Legal Services, Inc. - Joliet Office

Helps homeowners and tenants save their homes through available legal strategies, including foreclosure defenses in court, bankruptcy, income generation, loan modification, and various alternatives to foreclosure.

Helps with:

- Subsidized housing (public housing, Section 8 and other rental assistance) evictions, termination of assistance, rent calculations, and admissions issues.

- Evictions from mobile home parks.

- Evictions by private landlords.

- Discrimination and disability accommodation (see Fair Housing Project).

- Foreclosure, property tax, and other homeownership issues.

- Housing protection for seniors, veterans, and people living with HIV/AIDS.

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United Way of the Midlands
3109 Old Highway 218 South, Iowa City, IA 52246

Iowa State University Extension and Outreach - Johnson County

Offers an educational course on home buying for those looking to become more knowledgeable in purchasing a new home. Lessons focus on preparing for home ownership, shopping for a home, securing a mortgage, closing the loan, and being a home owner. Upon completion of the lessons, individuals may earn a homebuyer's certificate to take to your local lender. To earn a homebuyer's certificate, complete all six lessons and taking/passing the final test earns a homebuyer’s certificate. Many home loan programs require completion of a homebuyer course to qualify for a loan. Participants may access the course any time of day from any computer with Internet access.

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United Way of the Midlands
620 Park Avenue, Sac City, IA 50583

Iowa State University Extension and Outreach - Sac County

Offers an educational course on home buying for those looking to become more knowledgeable in purchasing a new home. Lessons focus on preparing for home ownership, shopping for a home, securing a mortgage, closing the loan, and being a home owner. Upon completion of the lessons, individuals may earn a homebuyer's certificate to take to your local lender. To earn a homebuyer's certificate, complete all six lessons and taking/passing the final test earns a homebuyer’s certificate. Many home loan programs require completion of a homebuyer course to qualify for a loan. Participants may access the course any time of day from any computer with Internet access.

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United Way of the Midlands
305 North Main, Pocahontas, IA 50574

Iowa State University Extension and Outreach - Pocahontas County

Offers workshops that teach individuals and families how to get more out of money and how to save money for financial goals. This is a series of workshops that are a blend of instruction and hands on activities so each concept can be mastered. 

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United Way of the Midlands
1401 North Elm Street, Suite A, Jefferson, IA 50129

New Opportunities - Greene County

Offers financial literacy counseling to help individuals and families gain tools to help them become economically self-sufficient. Adults and children learn how to reduce debt, build savings, improve credit, create a budget, and develop a plan to accomplish financial stability.

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United Way of the Midlands
540 North Main Avenue, Sioux Center, IA 51250

Center for Financial Education

Assistance with budget development, organizing debts, balancing checkbooks, managing bills, paying creditors in a timely manor, mediation between debtors and creditors, emergency assistance through low-interest rate loans.

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United Way of the Midlands
1700 South Main Street, Fairfield, IA 52556

The Well Fairfield

Offers to learn about persons situation and needs, then help explore options and steps to help stabilize resources. Program support included but not limited to financial assistance, resource referral, budgeting and finance help, prayer and encouragement. Please enter the north door on the east side of the building.

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United Way of the Midlands
610 Clay Street, Sidney, IA 51652

Iowa State University Extension and Outreach - Fremont County

Offers an educational course on home buying for those looking to become more knowledgeable in purchasing a new home. Lessons focus on preparing for home ownership, shopping for a home, securing a mortgage, closing the loan, and being a home owner. Upon completion of the lessons, individuals may earn a homebuyer's certificate to take to your local lender. To earn a homebuyer's certificate, complete all six lessons and taking/passing the final test earns a homebuyer’s certificate. Many home loan programs require completion of a homebuyer course to qualify for a loan. Participants may access the course any time of day from any computer with Internet access.

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United Way of the Midlands
709 Furnas Drive, Suite 1, Osceola, IA 50213

Iowa State University Extension and Outreach - Clarke County

Offers an educational course on home buying for those looking to become more knowledgeable in purchasing a new home. Lessons focus on preparing for home ownership, shopping for a home, securing a mortgage, closing the loan, and being a home owner. Upon completion of the lessons, individuals may earn a homebuyer's certificate to take to your local lender. To earn a homebuyer's certificate, complete all six lessons and taking/passing the final test earns a homebuyer’s certificate. Many home loan programs require completion of a homebuyer course to qualify for a loan. Participants may access the course any time of day from any computer with Internet access.

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United Way of the Midlands
20493 Highway 1, Keosauqua, IA 52565

Iowa State University Extension and Outreach - Van Buren County

Offers workshops that teach individuals and families how to get more out of money and how to save money for financial goals. This is a series of workshops that are a blend of instruction and hands on activities so each concept can be mastered. 

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United Way of the Midlands
183 1st Avenue, Thompson, IA 50478

Iowa State University Extension and Outreach - Winnebago County

Offers workshops that teach individuals and families how to get more out of money and how to save money for financial goals. This is a series of workshops that are a blend of instruction and hands on activities so each concept can be mastered. 

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United Way of the Midlands
1017 Ogan Avenue, Grinnell, IA 50112

Iowa State University Extension and Outreach - Poweshiek County

Offers workshops that teach individuals and families how to get more out of money and how to save money for financial goals. This is a series of workshops that are a blend of instruction and hands on activities so each concept can be mastered. 

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United Way of the Midlands
414 North Main Street, Donnellson, IA 52625

Iowa State University Extension and Outreach - Lee County

Offers workshops that teach individuals and families how to get more out of money and how to save money for financial goals. This is a series of workshops that are a blend of instruction and hands on activities so each concept can be mastered. 

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United Way of the Midlands
3750 Williams Boulevard SW, Cedar Rapids, IA 52404

Ladd Library

Provides options for career exploration, training and education, resources for financial literacy and housing services.

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United Way of the Midlands
121 9th Street, Suite B, Sibley, IA 51249

Iowa State University Extension and Outreach - Osceola County

Offers an educational course on home buying for those looking to become more knowledgeable in purchasing a new home. Lessons focus on preparing for home ownership, shopping for a home, securing a mortgage, closing the loan, and being a home owner. Upon completion of the lessons, individuals may earn a homebuyer's certificate to take to your local lender. To earn a homebuyer's certificate, complete all six lessons and taking/passing the final test earns a homebuyer’s certificate. Many home loan programs require completion of a homebuyer course to qualify for a loan. Participants may access the course any time of day from any computer with Internet access.

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United Way of the Midlands